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The best financing for your dreams!

NOW YOU CAN FINANCE WITH FIRSTBANK YOUR PURCHASES AT IKEA, INTERESTS-FREE!

Enjoy the lower prices, while you pay all of your purchases with FirstBank Beyond® credit card and in the easiest way for you, it's possible!

You don't have it? Request it today at 787.TARJETA


Terms

*Offer valid until the 15th of October 2019. Special promotional financing offer (“Promotional Offer”) of 0% APR and $ 0 payments is exclusively valid for a period of six (6) months or twelve (12) months (“promotional period”) after the promotional purchase made at IKEA. The term depends on the purchase amount. The Promotional Offer for 6 months is for purchases made at a regular price from $350.00 to $999.99 6 the Promotional Offer of 12 months for purchases made from $1,000.00 onwards at regular price. The Promotional Offer does not apply to cash advances, purchases of goods before or after the Offer Period, or the balance owed.



Regular terms apply to non-promotional purchases. Check your credit card contract to obtain more details regarding their conditions.



Once the promotional period concludes, the regular purchase interest rate of its account will apply to the balance owed and new purchases, from 12.50% APR to 26.25%. This APR could change based on the preferential interest rate of the EE.UU. which is published in the Money rates section of the Wall Street Journal. Charges after the period of the promotion: Penalty APR of 29.99%. $0 Introductory Annual Rate for the first 12 months, afterwards $50 (for Global and Small Business) and $ 150 for Ultimate Platinum Visa® and Mastercard® and zero annual quota for Beyond one Visa® and Mastercard®. Minimal Interest Charge: If interests rates are charged, the charge will not be lower than $1.50. Balance transfer, Money Advances in Cash and Convenience Check: Transaction Charge of 2% of the amount of each transaction, with a minimum of $2.00 and a maximum of $10.00 for each one. Transaction Charge for any transaction done in a foreign currency, and any transaction done in US dollars that is processed outside the United States, is of 1.40% for each transaction in US dollars for Mastercard® and 1% for VISA®.



This charge will be applied in addition to any other applicable charge. This offer is only available for purchases made with their Beyond credit card in the IKEA store located in Puerto Rico and should be requested at the time of purchase. The offer cannot be combined with other offers or discounts. Certain restrictions apply. FirstBank is not the provider or the seller of these products or services and will not be responsible for any act or omission that may arise directly or indirectly from the products or services acquired. Any claim related to the products or services acquired through the financing Promotional Offer shall be directly handled through the entity that sold or offered the item or the service, subject to the terms and conditions that they have. Subject to credit approval or the availability of your line of credit. FirstBank is FDIC Member.