At IKEA, financing your furniture and decoration purchases is easy and convenient. Enjoy low prices and comfortable payments to transform your home the way you have always wanted. Visit your nearest IKEA Store for more information.
Finance your purchases, 0% APR for 6 months on purchases from $500.00 to $999.99, or 12 months for purchases from $1,000.00 to $1,499.99, or 18 months on purchases of $1,500 or more at regular price. When the offer expires, the regular purchase rate from 17.25% APR to 29.50% APR will apply. This APR may change based on the Preferred Interest Rate.
This Offer is valid from December 8, 2025, through December 31, 2026. The special promotional financing offer (“Promotional Offer”) of 0% APR is valid exclusively for a period of six (6) months, twelve (12) months, or eighteen (18) months (“Promotional Period”) after the promotional purchase made at IKEA. The Promotional Period depends on the purchase amount. The Promotion Offer applies only to eligible purchases for a period of 6 months for purchases at regular prices from $500.00 to $999.99, 12 months for purchases from $1,000.00 to $1,499.99, and 18 months for purchases of $1,500 and above at regular prices. The Promotional Offer does not apply to cash advances, previous purchases of merchandise or purchases made outside the Promotional Period, or to the balance due. Regular terms apply to non-promotional purchases. Review your credit card agreement for more details regarding the terms and conditions. Once the Promotion Period ends, the regular purchase interest rate on your account will apply to the balance due at that time and to new purchases, ranging from 17.25% APR to 29.50% APR. This APR may change based on the U.S. prime rate published in the Money Rates section of the Wall Street Journal. This Promotional Offer is only available for purchases made with your Beyond credit card at IKEA stores located in Puerto Rico and must be requested at the time of purchase. This Offer does not apply to the Beyond Business or Beyond Corporate credit cards. This Promotional Offer cannot be combined with other offers or discounts. Certain restrictions apply. FirstBank is not the provider or seller of these products or services and will not be liable for any acts or omissions arising directly or indirectly from the products or services purchased. Any claims related to products or services purchased through the special financing offer must be processed directly with the entity that sold or offered the item or service, subject to their terms and conditions. This Offer is subject to credit approval or the availability of your credit line. Other charges that may apply to your credit card: Penalty APR of 29.99%. $0 Introductory Annual Fee for the first 12 months after account opening, then $50 (for Beyond Global and Small Business), $150 for Beyond Ultimate Visa® and Mastercard®, and Zero Annual Fee for Beyond One, Platinum, Visa®, and Mastercard®. Minimum Interest Charge: If interest is charged, the charge will not be less than $1.50. Balance Transfers, Cash Advances, and Convenience Checks: Transaction Fee of 2% of the amount of each transaction, with a minimum of $2.00 and a maximum of $10.00 for each. Transaction Fee for any transaction made in a foreign currency, and any transaction made in U.S. dollars that is processed outside the United States, is 1.40% of each U.S. dollar transaction for Mastercard® and 1% for VISA®. This fee will be applied in addition to any other applicable fees.