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The best financing for your dreams!
Finance your purchases at 6 or 12 months interest free! 0% APR and $0 payments for 6 months on purchases of $500.00 up to $999.99, 12 months on purchases of $1,000.00 up to $1,499.99, 18 months on purchases of $1,500 up to $2,499.99, or 24 months on purchases of $2,500 and up at regular price. When the offer expires, use the regular purchase rate from 17.75% APR to 30.00% APR. This APR may change based on the Prime Rate.
Offer valid from February 3, 2023 through February 2, 2024. Special promotional financing offer ("Promotion Offer") of 0% APR and $0 payments is valid exclusively for a period of six (6) months, twelve (12) months, eighteen (18) months, or twenty-four (24) months ("Promotion Period") after the promotional purchase made at IKEA. The Promotion Period depends on the purchase amount. Promotion Offer is for regular price purchases: 6 months on purchases of $500.00 through $999.99, 12 months on purchases of $1,000.00 through $1,499.99, 18 months on purchases of $1,500 through $2,499.99, or 24 months on purchases of $2,500 or more. Promotion Offer does not apply to cash advances, purchases of merchandise prior to or outside the Promotion Period, or balance due. Regular terms apply to non-promotional purchases. Please review your credit card agreement for details regarding credit card terms and conditions. At the end of the Promotion Period, your account's regular purchase interest rate will apply to the then current balance due and new purchases, ranging from 17.75% APR to 30.00% APR. This APR may change based on the U.S. Prime Rate as published in the Money Rates Section of the Wall Street Journal. This Promotion Offer is only available for purchases made with your Beyond credit card at IKEA stores located in Puerto Rico and must be requested at the time of purchase. This offer does not apply to Beyond Business or Beyond Corporate credit cards. Promotional Offer cannot be combined with other offers or discounts. Certain restrictions apply. FirstBank is not the provider or seller of these products or services and will not be responsible for any act or omission arising directly or indirectly from the products or services purchased. Any claim related to the products or services acquired through the special financing offer must be processed directly with the entity that sold or offered the item or service, subject to the terms and conditions they have. Subject to credit approval or availability of your credit line. Other charges that may apply to your credit card: 29.99% Penalty APR. $0 Introductory Annual Fee for the first 12 months of account opening, then $50 (for Beyond Global and Small Business), $150 for Beyond Ultimate Visa® and Mastercard® and Zero Annual Fee for Beyond One and Platinum, Visa® and Mastercard®. Minimum Interest Charge: If interest is charged, the charge will be no less than $1.50. Balance Transfers, Cash Advances and Convenience Checks: Transaction Fee of 2% of the amount of each transaction, with a minimum of $2.00 and a maximum of $10.00 each. Transaction Fee for any transaction made in a foreign currency, and any transaction made in U.S. dollars that is processed outside the United States, is 1.40% of each U.S. dollar transaction for Mastercard® and 1% for VISA®. This fee will be applied in addition to any other applicable fees.